Neobank
0.10%
−0.00%24h Change
7d Change
| 7d Chart | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
51 MNT 51Mantle | $0.4441 | −2.05% | −6.52% | −20.23% | $1.47 B | $2.76 B | $8.93 M | |||
82 ETHFI 82ether.fi | $0.5861 | −1.92% | −3.85% | −13.98% | $585.24 M | $590.63 M | $24.22 M | |||
113 GNO 113Gnosis | $105.73 | −6.81% | 0.96% | −8.57% | $279.08 M | $317.24 M | $617,955.28 | |||
219 XPL 219Plasma | $0.05223 | −7.39% | −25.88% | −38.13% | $94.01 M | $525.60 M | $24.67 M | |||
502 WPAY 502WPAY | $0.9461 | −8.67% | 1.49% | 6.25% | $550.10 M | $9.47 B | $2.39 M | |||
758 UP 758Superform | $0.06353 | −6.60% | 12.61% | −12.35% | $15.29 M | $63.53 M | $9.92 M | |||
946 LAYER 946Solayer | $0.0503 | −6.39% | −14.84% | −30.00% | $10.56 M | $50.48 M | $8.34 M | |||
1104 WELL 1104Moonwell | $0.001724 | −1.75% | −9.31% | −21.71% | $7.81 M | $8.62 M | $60,351.18 | |||
1172 TRIA 1172TRIA | $0.002406 | −4.89% | −8.52% | −27.02% | $6.87 M | $24.06 M | $393,973.74 | |||
1210 SOPH 1210Sophon | $0.00124 | −4.49% | −17.47% | −65.52% | $6.45 M | $12.37 M | $7.71 M | |||
1518 AVICI 1518Avici | $0.2833 | −0.44% | 20.74% | 9.16% | $3.65 M | $3.65 M | $48,615.00 | |||
2659 $CLAWBANK 2659ClawBank | $0.00000693 | −13.59% | −3.90% | −6.48% | $693,000.00 | $693,000.00 | $9,803.75 | |||
7277 CYPR 7277Cypher | $0.0001381 | 0.26% | −1.82% | 16.97% | $13,096.55 | $138,100.00 | $19.26 |
Frequently Asked Questions
What is a crypto neobank?
A crypto neobank is an on-chain platform that offers banking-like functions — holding, spending, sending, and earning yield on stablecoin balances — settled on public blockchains rather than fiat ledgers. Crypto neobanks give users borderless, dollar-denominated banking access without a traditional bank account. Most pair stablecoin accounts (USDC, USDT, EURe) with Visa card issuance. DropsTab tracks the native and governance tokens of dozens of crypto neobank projects on its category page.
How is a crypto neobank different from a traditional neobank like Revolut or Nubank?
A crypto neobank settles balances on public blockchains, while traditional neobanks like Revolut and Nubank run on private fiat ledgers and bank rails. Traditional neobanks are tokenless fintech apps and do not appear in the token category. Crypto neobanks add stablecoin settlement, optional self-custody, and tokenized DeFi yield. The DropsTab neobank list tracks native tokens only — Revolut and Nubank are cited as reference points, not category members.
Which projects lead the crypto neobank sector by market cap?
Mantle (MNT) anchors the crypto neobank sector by market cap, ranked above ether.fi (ETHFI), Gnosis (GNO), Plasma (XPL), and TRIA — per DropsTab market-cap ranking. Mantle runs UR, a crypto-first neobank with fiat and stablecoin accounts. ether.fi extended its restaking protocol into a save-grow-spend neobank. Gnosis issues a self-custodial Visa card via Gnosis Pay. Investors compare these leaders side by side on the DropsTab category scanner.
What risks do crypto neobank investors face?
Crypto neobank tokens carry heavy regulatory exposure — money-transmission, KYC/AML, and stablecoin licensing rules can ring-fence products by jurisdiction. Crypto neobanks depend on Visa BIN sponsors and stablecoin issuers, adding de-peg and reserve-backing risk. Token value can decouple from product adoption — several neobank tokens trade far below prior highs despite growing card and account usage. A few L2, L1, and restaking names concentrate most of the sector's market cap.
How do crypto neobanks generate yield?
Crypto neobanks generate yield by routing stablecoin balances into staking rewards, lending markets, and tokenized T-bills. Yield lets crypto neobanks offer savings-style returns that traditional checking accounts do not. ether.fi sources yield from EigenLayer restaking through its Stake and Liquid products, then lets users spend via its Cash Visa card. Yield sourcing and stablecoin backing are the main qualitative differentiators between competing crypto neobank projects.
What backs the stablecoins used by crypto neobanks?
The stablecoins used by crypto neobanks — USDC, USDT, and EURe — are backed by issuer reserves such as cash and short-term government debt. Stablecoin backing matters because a de-peg or reserve shortfall directly impairs account balances denominated in that stablecoin. Reserve quality and issuer transparency vary between stablecoins. Crypto neobank users therefore inherit the reserve-backing risk of whichever stablecoin issuer the platform depends on.
Are crypto neobank cards self-custodial and safe?
Some crypto neobank cards are self-custodial, but not all. Gnosis Pay issues a self-custodial Visa debit card linked to Safe smart accounts, and TRIA runs a self-custodial neobank app with a multi-chain Visa card. Self-custody means users retain control of funds rather than trusting a custodial operator. Self-custodial designs still carry smart-contract risk, while custodial crypto neobanks add operator and counterparty risk on top.
How can I track crypto neobank projects on DropsTab?
DropsTab tracks dozens of crypto neobank projects on a single category page with market-cap ranking, filters, and side-by-side comparison. Tracking the category in one place lets investors separate token performance from product adoption across names like Mantle (MNT) and Plasma (XPL). DropsTab also surfaces vesting schedules, unlock calendars, and fundraising data per project. Drops Bot alerts can notify users when a tracked neobank token hits a set condition.