Lending Platform
0.18%
−0.00%Perubahan 24 jam
Perubahan 7 hari
| Grafik 7h | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
38 AAVE 38Aave | $132.02 | 1.05% | 7.37% | 45.02% | $2.04 B | $2.11 B | $102.74 M | |||
43 MORPHO 43Morpho | $2.51 | −0.98% | 4.58% | 30.21% | $1.73 B | $2.50 B | $30.66 M | |||
127 SYRUP 127Maple Finance | $0.2124 | −8.13% | 20.41% | 30.91% | $252.97 M | $263.12 M | $9.65 M | |||
147 COMP 147Compound | $20.04 | 2.24% | 9.78% | 21.69% | $200.40 M | $200.80 M | $18.41 M | |||
185 KMNO 185Kamino | $0.02484 | 0.30% | −2.27% | 38.15% | $135.74 M | $248.80 M | $2.49 M | |||
232 PROM 232Prom | $5.31 | 3.46% | −14.66% | 175.17% | $96.91 M | $102.41 M | $18.10 M | |||
256 WEFI 256Wefi | $2.03 | 0.99% | 0.49% | −1.45% | $85.02 M | $203.00 M | $502,431.00 | |||
296 CAP 296CAP | $0.04477 | −0.47% | −35.08% | 54.74% | $69.84 M | $447.70 M | $12.67 M | |||
353 XVS 353Venus | $3.29 | 4.99% | 4.66% | 21.41% | $53.96 M | $98.67 M | $983,995.54 | |||
529 LISTA 529Lista DAO | $0.081 | 7.22% | 16.41% | 53.71% | $34.83 M | $64.43 M | $1.79 M | |||
555 EUL 555Euler | $1.31 | 1.68% | −4.88% | −6.71% | $31.58 M | $35.77 M | $2.97 M | |||
573 DEBIT 573Teller | $1.75 | −5.41% | 10.76% | 49.57% | $30.14 M | $175.00 M | $180.79 M | |||
616 COINDEPO 616COINDEPO | $0.109 | −0.45% | 1.92% | −2.51% | $27.29 M | $109.10 M | $1.59 M | |||
633 BSB 633Block Street | $0.1094 | 1.08% | 5.43% | −18.52% | $25.85 M | $109.70 M | $1.66 M | |||
670 FOLKS 670Folks | $1.96 | 0.23% | −2.69% | −2.24% | $24.00 M | $98.45 M | $396,368.74 | |||
704 LQTY 704Liquity | $0.2346 | 5.49% | 4.67% | 31.57% | $22.59 M | $23.40 M | $2.66 M | |||
806 ZEST 806Zest Protocol | $0.1235 | −5.24% | −11.31% | −42.09% | $18.03 M | $123.80 M | $3.89 M | |||
856 SLND 856Solend | $0.1633 | 0.58% | 3.66% | 13.13% | $16.33 M | $16.33 M | $7.02 | |||
886 CLO 886Yei Finance | $0.1203 | 1.03% | −2.46% | −2.86% | $15.53 M | $120.60 M | $3.07 M | |||
946 TMX 946TermMax | $0.09012 | 1.60% | −30.24% | −34.41% | $13.77 M | $90.34 M | $4.94 M | |||
964 DINERO 964Dinero | $0.01051 | −10.22% | −16.80% | −16.51% | $13.27 M | $13.27 M | $7.04 | |||
1033 EVAA 1033EVAA Protocol | $0.6601 | 3.97% | −9.43% | −24.35% | $11.79 M | $33.03 M | $609,714.81 | |||
1140 WELL 1140Moonwell | $0.002132 | 10.31% | −25.00% | −30.40% | $9.66 M | $10.66 M | $948,318.37 | |||
1177 BOW 1177Longbow | $0.009003 | −4.97% | 113.46% | 151.98% | $9.00 M | $9.00 M | $593,126.93 | |||
1195 NAVX 1195NAVI Protocol | $0.010577 | −0.66% | 5.81% | 34.80% | $8.63 M | $10.59 M | $269,139.21 | |||
1286 SOIL 1286Soil | $0.09842 | −0.66% | 0.84% | −4.85% | $7.39 M | $9.72 M | $41,474.84 | |||
1316 INV 1316Inverse Finance | $9.65 | −0.44% | −0.30% | 6.51% | $6.98 M | $7.02 M | $11,118.34 | |||
1317 SAVE 1317Save | $0.1529 | −0.38% | −0.34% | 7.86% | $6.98 M | $7.65 M | $33.01 | |||
1404 BETA 1404Beta Finance | $0.0061 | 5.62% | 10.92% | 7.62% | $6.10 M | $6.10 M | $479.25 | |||
1418 PACT 1418PACT | $0.00018611 | −4.51% | 0.07% | 80.42% | $5.90 M | $23.44 M | $48,899.60 | |||
1441 ALCX 1441Alchemix | $2.14 | 0.45% | −2.60% | 12.63% | $5.65 M | $5.85 M | $59,569.74 | |||
1449 GROVE 1449Grove Finance | $0.00779 | −1.55% | −2.39% | −24.89% | $5.53 M | $77.90 M | $601,440.28 | |||
1549 HPL 1549HyperLend | $0.01478 | −0.16% | 18.76% | 32.91% | $4.69 M | $14.78 M | $49,668.96 | |||
1563 LQ 1563Liqwid Finance | $0.2279 | 2.43% | 8.69% | 30.51% | $4.59 M | $4.79 M | $344.71 | |||
1631 GEAR 1631Gearbox Protocol | $0.0004145 | −1.41% | 3.34% | 14.50% | $4.15 M | $4.15 M | $10,507.33 | |||
1678 SEND 1678Suilend | $0.05143 | 0.82% | 2.52% | 2.84% | $3.86 M | $5.14 M | $1,719.73 | |||
1772 AVL 1772Avalon | $0.0206 | −1.07% | −8.36% | 22.39% | $3.33 M | $3.34 M | $572,902.15 | |||
1821 RAMP 1821RAMP [OLD] | $0.02472 | 4.84% | 15.33% | 25.60% | $3.00 M | $3.00 M | $262.46 | |||
1881 GFI 1881Goldfinch | $0.02932 | −0.12% | −5.58% | −5.23% | $2.79 M | $3.33 M | $110,832.14 | |||
1940 RWA 1940ALLO | $0.001429 | 3.30% | 17.56% | 24.40% | $2.57 M | $14.29 M | $223,664.90 | |||
1977 NLS 1977Nolus | $0.002785 | −0.14% | 2.69% | 17.98% | $2.47 M | $2.57 M | $63,479.18 | |||
2124 TAROT 2124Tarot | $0.03002 | 2.60% | 2.74% | 5.14% | $2.03 M | $3.00 M | $2,828.83 | |||
2130 MPL 2130Maple | $0.4537 | 16.04% | 19.65% | 12.77% | $2.00 M | $4.54 M | $4.49 | |||
2153 EXTRA 2153Extra Finance | $0.004322 | −1.44% | 4.07% | −2.49% | $1.94 M | $4.32 M | $2,016.92 | |||
2212 CREAM 2212Cream | $0.6307 | 0.31% | −13.09% | 42.42% | $1.79 M | $1.84 M | $43.22 | |||
2271 SPECTRA 2271Spectra | $0.003506 | 6.72% | −11.97% | 25.40% | $1.68 M | $1.55 M | $2,036.46 | |||
2585 TRU 2585TrueFi | $0.000925 | −1.69% | −4.13% | 8.50% | $1.15 M | $1.16 M | $6,478.34 | |||
2681 SEAM 2681Seamless | $0.02528 | −0.41% | 14.65% | 77.64% | $1.03 M | $2.53 M | $36.64 | |||
2801 8LNDS 28018lends | $0.02051 | −1.43% | 8.95% | 15.71% | $886,441.69 | $2.05 M | $3,344.09 | |||
2870 QI 2870Qi Dao | $0.005933 | 1.39% | 2.60% | 12.75% | $820,818.61 | $1.19 M | $6.62 | |||
2927 RDNT 2927Radiant Capital | $0.0005342 | 4.10% | −6.99% | 12.64% | $767,605.48 | $801,275.65 | $21,970.75 | |||
3039 SCA 3039Scallop.io | $0.004125 | 6.54% | 3.06% | −47.32% | $675,294.24 | $1.03 M | $22,666.00 | |||
3059 ELON 3059Echelon | $0.04925 | 3.59% | −8.85% | −20.81% | $664,875.00 | $4.89 M | $59,383.11 | |||
3151 NSTR 3151Nostra | $0.006051 | 1.10% | −2.78% | 6.59% | $605,100.00 | $605,100.00 | $11.99 | |||
3286 TAROT 3286Tarot V1 | $0.00773 | 2.10% | −10.05% | 2.12% | $523,321.00 | $773,000.00 | $1.07 | |||
3327 HTM 3327Hatom | $0.03019 | −3.48% | 33.95% | 86.94% | $503,190.52 | $3.02 M | $7,371.78 | |||
3400 BNC 3400Bifrost | $0.012514 | −3.62% | −12.67% | −7.76% | $469,079.48 | $1.00 M | $398,146.00 | |||
3427 CREDI 3427Credefi | $0.0005912 | −0.79% | 10.95% | 18.80% | $442,556.87 | $608,200.00 | $17,502.62 | |||
3567 NOTE 3567Notional Finance | $0.006372 | 0.16% | −2.03% | 17.98% | $394,964.23 | $636,748.40 | $26.13 | |||
3638 BLND 3638Blend | $0.005542 | 10.17% | 0.91% | −85.66% | $372,094.59 | $372,094.59 | $4,991.17 | |||
3657 PINE 3657Pine | $0.001825 | 2.40% | 0.34% | −1.71% | $364,224.37 | $365,000.00 | $1.06 | |||
3685 LIQ 3685LIQUIDIUM•TOKEN (Runes) | $0.01615 | 0.35% | 51.19% | 83.50% | $352,510.26 | $1.62 M | $3,100.31 | |||
3867 SMARTCREDIT 3867SmartCredit Token | $0.1321 | 0.28% | 0.53% | 28.80% | $297,437.44 | $3.30 M | $24.96 | |||
3889 BXX 3889Baanx | $0.001183 | 1.53% | −30.20% | −61.61% | $292,455.39 | $295,750.00 | $237.73 | |||
3906 UFI 3906PureFi | $0.004927 | 8.57% | 12.95% | 36.34% | $287,849.28 | $492,700.00 | $123.03 | |||
4046 BIFI 4046Bifrost Finance | $0.0005364 | 3.21% | 11.87% | −19.61% | $258,804.72 | $536,400.00 | $8.36 | |||
4061 PRIME 4061DeltaPrime | $0.02433 | 2.88% | 0.10% | −26.56% | $255,824.37 | $973,200.00 | $1.79 | |||
4198 CEL 4198Celsius Network | $0.006053 | −10.83% | −50.81% | −45.30% | $228,319.83 | $228,319.83 | $8,039.15 | |||
4208 UFT 4208UniLend Finance | $0.002264 | 1.11% | 1.55% | 32.87% | $226,400.00 | $226,400.00 | $1,143.08 | |||
4608 BLB 4608Blueberry | $0.0005497 | 21.36% | 29.59% | 71.51% | $164,217.37 | $549,700.00 | $751.83 | |||
4750 HIFI 4750Hifi Finance | $0.001053 | −16.97% | −30.33% | 8.00% | $149,508.99 | $149,508.99 | $0.4029 | |||
4786 STRIKE 4786Strike | $0.02567 | 30.38% | 16.26% | 27.09% | $145,954.73 | $167,904.59 | $141.97 | |||
4901 FOREX 4901handle.fi | $0.0007088 | −6.23% | −17.46% | −33.50% | $130,910.30 | $308,238.00 | $920.93 | |||
5064 ALPACA 5064Alpaca Finance | $0.0007979 | 8.12% | 6.39% | 34.27% | $121,016.40 | $121,016.40 | $452.55 | |||
5268 KAR 5268Karura | $0.0008909 | 4.96% | 4.40% | 13.91% | $103,938.32 | $142,544.00 | $406.35 | |||
5542 PLY 5542Aurigami | $0.00002081 | 10.93% | 18.31% | 28.60% | $85,877.94 | $208,100.00 | $77.59 | |||
5581 SILO 5581Silo Finance [OLD] | $0.001009 | −0.09% | −99.30% | 102.10% | $83,085.41 | $927,732.55 | $1.07 | |||
5657 PORT 5657Port Finance | $0.002443 | 0.51% | −10.84% | −23.19% | $78,568.49 | $244,300.00 | $4.01 | |||
5727 KSKD 5727Kaskad | $0.001069 | 0.76% | −10.92% | −24.54% | $74,743.98 | $1.07 M | $63,160.00 | |||
6075 ZERO 6075ZeroLend | $0.0₅69 | −0.12% | −2.59% | 22.63% | $57,573.07 | $69,000.00 | $5.54 | |||
6360 ORION 6360Orion Money | $0.0004975 | 2.25% | −9.93% | −30.52% | $47,262.83 | $497,500.00 | $0.9994 | |||
7280 TRAVA 7280Trava Finance | $0.00000565 | 8.09% | 9.18% | 27.62% | $25,479.65 | $26,811.52 | $1.07 | |||
7752 BANX 7752BANX | $0.00000123 | 3.61% | −35.84% | 276.04% | $18,443.78 | $18,450.00 | $0.413 | |||
7791 MENDI 7791Mendi Finance | $0.000326 | −0.14% | 0.41% | −0.48% | $18,050.74 | $32,600.00 | $3.31 | |||
7882 RABBIT 7882Rabbit Finance | $0.0001589 | 6.02% | 8.32% | 14.15% | $16,914.82 | $32,256.70 | $154.37 | |||
8350 CPD 8350CoinsPaid | $0.000132 | −0.68% | −3.14% | 11.66% | $12,250.77 | $105,600.00 | $1.85 | |||
8914 CLAWAPI 8914ClawAPIs | $0.00000829 | −3.04% | −9.68% | 1.35% | $8,289.28 | $8,289.28 | $145.67 | |||
9359 APRT 9359Apricot | $0.00003477 | 2.37% | −3.19% | −1.87% | $5,719.66 | $34,770.00 | $2.67 | |||
9979 DOP 9979Drops Ownership Power | $0.001243 | 107.71% | 107.71% | 107.15% | $1,461.81 | $18,645.00 | $162.94 | |||
10328 STEEL 10328Steel | $0.0008284 | 8.03% | 7.48% | 27.34% | -- | $39,607.39 | $2.51 | |||
10631 QBT 10631Qubit | $0.00008432 | 0.00% | 3.55% | 19.97% | -- | $84,320.00 | $55.88 | |||
10666 PRT 10666Parrot Protocol | $0.00003097 | 1.74% | 0.90% | 35.76% | -- | $69,125.45 | $0.1006 | |||
10693 AVAI 10693Orca AVAI | $0.4109 | 0.66% | −0.70% | 0.77% | -- | $902,466.18 | $2.25 | |||
10986 TRUSTNFT 10986TrustNFT | $0.00009453 | 7.33% | 15.01% | 24.35% | -- | $94,530.00 | $3.10 | |||
11084 AVAT 11084AVATA Network | $0.00003176 | 0.51% | 1.52% | −19.72% | -- | $2,639.38 | $0.06 | |||
11284 ABEL 11284ABEL Finance | $0.004444 | 0.01% | 0.03% | 0.10% | -- | $2,967.89 | $16,915.23 | |||
11480 LEND 11480Lendle | $0.0003503 | −0.05% | 19.95% | 0.25% | -- | $35,030.00 | $1.29 | |||
11486 PHIAT 11486Phiat Protocol | $0.01136 | −0.52% | −23.49% | 0.29% | -- | $573,605.51 | $1,188.82 | |||
11602 LOAN 11602Liquid Loans | $0.0₅63 | −4.47% | −18.20% | 47.88% | -- | $3.47 M | $2,413.03 | |||
11689 FLDT 11689FluidTokens | $0.04812 | 2.00% | 14.49% | 9.86% | -- | $4.81 M | $3,774.89 |
- 1
Menampilkan 1 - 100 dari 105
Pertanyaan yang Sering Diajukan
Apa itu kategori Platform Peminjaman dari protokol peminjaman kripto?
Kategori Platform Peminjaman mencakup pasar uang DeFi berbasis rantai yang memungkinkan pengguna menyediakan kripto untuk mendapatkan imbal hasil atau menggunakannya sebagai jaminan untuk meminjam—tanpa meja penitipan, tanpa underwriting manual. Peminjaman kripto adalah vertikal terbesar dalam DeFi berdasarkan Total Value Locked (TVL) dan merupakan lapisan kredit inti, memungkinkan leverage, shorting, dan pencetakan stablecoin tanpa menjual kepemilikan. Aave (AAVE) menjadi landasan sektor ini sebagai protokol tunggal terbesar. DropsTab melacak lebih dari 100 protokol peminjaman di Ethereum, Solana, Sui, dan BNB.
Bagaimana cara kerja peminjaman kripto?
Peminjaman kripto berlangsung melalui pinjaman overcollateralized pada kontrak pintar. Seorang peminjam menyetor nilai lebih besar daripada jumlah yang dipinjam, dan mesin likuidasi secara otomatis menjual jaminan jika posisi turun di bawah ambang batas loan-to-value (LTV). Overcollateralization menghilangkan underwriting manual dan kepercayaan antar pihak. Pemberi pinjaman mendapat APY pasokan yang didanai langsung oleh bunga peminjam. Aave dan Compound (COMP) memelopori model pooled peer-to-pool, di mana setoran berbagi satu kolam likuiditas yang ditentukan secara algoritmik berdasarkan pemanfaatan.
Protokol mana yang memimpin sektor peminjaman kripto berdasarkan TVL?
Aave (AAVE) memimpin sektor peminjaman kripto dengan TVL yang konsisten dengan DeFiLlama sekitar ~$14–19 miliar per Juni 2026—protokol tunggal terbesar dalam kategori ini. Morpho (MORPHO) menempati posisi sebagai pesaing dengan pertumbuhan tercepat dengan TVL sekitar ~$6,9 miliar. Maple Finance (SYRUP) memimpin kredit RWA institusional dengan TVL sekitar $2,0 miliar, dan Kamino (KMNO) memimpin peminjaman Solana dengan TVL sekitar $1,1–1,5 miliar. Investor yang mencari platform peminjaman kripto terbaik harus mempertimbangkan TVL bersama pemanfaatan dan risiko jaminan, bukan hanya ukuran headline saja.
Bagaimana protokol peminjaman kripto diukur dan diperingkat?
Analis memeringkat protokol peminjaman kripto terutama berdasarkan Total Value Locked (TVL)—jumlah setoran gabungan dan pinjaman yang belum dilunasi—yang merupakan metrik utama. Tingkat pemanfaatan (pinjaman ÷ pasokan) menunjukkan efisiensi modal dan permintaan pinjaman. APY pasokan dan pinjaman mencerminkan penetapan harga risiko di pasar. Faktor jaminan, atau LTV maksimum, menentukan daya pinjaman per unit jaminan dan mengukur selera risiko. Rasio kapitalisasi pasar terhadap TVL menilai token tata kelola dibandingkan dengan penggunaan aktual protokol.
Apa saja jenis utama desain protokol peminjaman kripto?
Protokol peminjaman kripto terbagi menjadi empat desain. Pasar pooled peer-to-pool (Aave, Compound) berbagi satu kolam likuiditas algoritmik. Peminjaman pasar terisolasi (Morpho, Euler) mengandung penyebaran utang macet per pasar dan memungkinkan kurator menetapkan parameter risiko khusus. Protokol stablecoin CDP (Liquity, Qi Dao) mencetak stablecoin berdasarkan jaminan terkunci. Protokol kredit swasta RWA (Maple, Goldfinch, TrueFi) membawa kredit off-chain yang telah tokenisasi ke on-chain. Perpindahan menuju pasar terisolasi merupakan tren desain sektor yang menonjol pada 2025–2026.
Bagaimana peminjaman DeFi berbeda dari peminjaman CeFi?
Peminjaman DeFi berjalan pada kontrak pintar publik dengan pinjaman overcollateralized dan non-kustodian—pengguna tetap mengendalikan kunci dan setiap posisi dapat diverifikasi di rantai. Peminjaman CeFi melalui meja penitipan yang menyimpan setoran dan melakukan underwriting secara manual. Perbedaan ini membawa risiko nyata. Kegagalan CeFi menghapus simpanan deposan Celsius (CEL) selama krisis kredit 2022, sementara risiko DeFi terpusat pada eksploitasi kontrak pintar seperti penarikan Cream (CREAM). DropsTab mencantumkan protokol DeFi berbasis rantai dengan token asli, bukan meja CeFi yang berbasis penitipan.
Apa risiko investasi peminjaman kripto?
Investasi peminjaman kripto memiliki empat risiko utama. Eksploitasi kontrak pintar dan manipulasi oracle telah menguras protokol di vertikal ini secara historis. Kaskade likuidasi di pasar volatil dapat meninggalkan protokol dengan utang macet. Risiko konsentrasi sangat tinggi—Aave (AAVE) memiliki porsi yang jauh lebih besar dari total TVL sektor. Protokol RWA dan kredit swasta seperti Maple (SYRUP) menambahkan risiko gagal bayar pihak lawan off-chain. Peminjaman tanpa izin dan kredit tokenisasi juga berada di dekat pengawasan sekuritas dan hukum peminjaman.
Mengapa sektor peminjaman kripto berkembang pada 2025–2026?
Sektor peminjaman kripto berkembang karena tiga faktor pendorong. Peminjaman modular terisolasi—Morpho (MORPHO), Euler (EUL)—menggantikan pasar umum pooled dengan mengendalikan risiko per pasar. Kredit swasta RWA dan institusional—Maple (SYRUP), Goldfinch (GFI)—membawa imbal hasil off-chain dan jaminan T-bill yang telah tokenisasi ke on-chain. Perluasan multi-rantai memperluas peta dari Ethereum ke Solana (Kamino), Sui (Suilend, NAVI), dan BNB (Venus). Pertumbuhan stablecoin dan penurunan biaya L2 mendorong likuiditas peminjaman.
Bagaimana cara melacak protokol peminjaman kripto di DropsTab?
DropsTab melacak lebih dari 100 protokol peminjaman kripto dalam kategori Platform Peminjaman, mencakup Ethereum, Solana, Sui, BNB, dan Cardano. Pemindai kategori menyaring protokol berdasarkan kapitalisasi pasar dan token asli, memungkinkan investor membandingkan token tata kelola seperti AAVE, MORPHO, COMP, dan KMNO secara bersamaan. Jadwal vesting menampilkan pembukaan token yang akan datang per protokol, dan profil Fundraising menunjukkan kualitas pendukung. Drops Bot memberi peringatan tentang daftar baru dan pergerakan harga di seluruh sektor.