Lending Platform
0.20%
0.00%Perubahan 24 jam
Perubahan 7 hari
| Grafik 7h | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
40 AAVE 40Aave | $152.94 | 5.09% | 8.96% | 23.01% | $2.36 B | $2.45 B | $255.29 M | |||
45 MORPHO 45Morpho | $2.74 | −1.83% | 14.32% | 9.47% | $1.92 B | $2.75 B | $24.81 M | |||
139 SYRUP 139Maple Finance | $0.2199 | 0.64% | −0.16% | 14.40% | $261.90 M | $273.70 M | $10.45 M | |||
145 COMP 145Compound | $24.10 | −0.29% | 15.43% | 26.00% | $241.00 M | $241.00 M | $21.37 M | |||
150 KMNO 150Kamino | $0.0417 | 9.13% | 47.73% | 67.32% | $234.15 M | $417.00 M | $22.92 M | |||
229 PROM 229Prom | $5.96 | 8.90% | 19.21% | 43.77% | $108.77 M | $114.73 M | $8.81 M | |||
279 WEFI 279Wefi | $2.03 | 0.50% | 0.50% | 0.00% | $85.02 M | $203.00 M | $860,839.00 | |||
291 CAP 291CAP | $0.05146 | 2.28% | −5.42% | −24.54% | $80.28 M | $514.60 M | $26.60 M | |||
377 XVS 377Venus | $3.35 | 1.21% | 5.58% | 11.74% | $54.98 M | $100.50 M | $1.13 M | |||
549 LISTA 549Lista DAO | $0.08569 | 3.78% | 6.37% | 26.86% | $36.85 M | $68.17 M | $1.37 M | |||
556 DEBIT 556Teller | $2.08 | −0.95% | −18.75% | 76.92% | $35.82 M | $208.00 M | $3.95 M | |||
572 EUL 572Euler | $1.44 | 0.17% | 7.42% | 3.79% | $34.67 M | $39.22 M | $1.70 M | |||
646 FOLKS 646Folks | $2.32 | −5.80% | 10.62% | 22.47% | $28.41 M | $116.45 M | $373,848.08 | |||
679 BSB 679Block Street | $0.1131 | 3.27% | 13.32% | 20.61% | $26.73 M | $113.10 M | $5.31 M | |||
682 ZEST 682Zest Protocol | $0.1825 | 1.30% | 29.47% | 33.06% | $26.65 M | $182.50 M | $1.81 M | |||
690 COINDEPO 690COINDEPO | $0.105 | 0.65% | 0.34% | −5.56% | $26.28 M | $105.00 M | $1.48 M | |||
737 LQTY 737Liquity | $0.2426 | 4.11% | 13.35% | 16.40% | $23.37 M | $24.26 M | $735,043.24 | |||
801 SLND 801Solend | $0.2013 | −2.82% | −11.00% | 28.76% | $20.13 M | $20.13 M | $436.04 | |||
941 DINERO 941Dinero | $0.0119 | −0.55% | 1.95% | −5.93% | $15.03 M | $15.03 M | $71.33 | |||
1014 EVAA 1014EVAA Protocol | $0.7363 | 3.05% | 26.49% | −0.11% | $13.15 M | $36.82 M | $563,146.56 | |||
1152 NAVX 1152NAVI Protocol | $0.01244 | 8.21% | 30.09% | 54.66% | $10.15 M | $12.44 M | $316,663.19 | |||
1193 WELL 1193Moonwell | $0.00211 | −1.74% | 0.44% | −41.32% | $9.56 M | $10.55 M | $1.71 M | |||
1215 SAVE 1215Save | $0.2004 | 0.76% | −6.89% | 30.28% | $9.15 M | $10.02 M | $358.10 | |||
1279 GEAR 1279Gearbox Protocol | $0.0008161 | 21.87% | 134.50% | 105.22% | $8.16 M | $8.16 M | $56,455.49 | |||
1307 BOW 1307Longbow | $0.007849 | −11.40% | −8.02% | 131.51% | $7.85 M | $7.85 M | $294,494.04 | |||
1316 LQ 1316Liqwid Finance | $0.3836 | 2.23% | 28.45% | 68.72% | $7.73 M | $8.06 M | $5,159.23 | |||
1325 SOIL 1325Soil | $0.1001 | 2.07% | 3.50% | −2.03% | $7.60 M | $9.91 M | $41,209.00 | |||
1338 ALCX 1338Alchemix | $2.83 | −0.33% | 35.76% | 33.52% | $7.47 M | $7.73 M | $229,499.69 | |||
1361 CLO 1361Yei Finance | $0.05567 | −7.02% | −20.60% | −32.12% | $7.19 M | $55.67 M | $1.79 M | |||
1378 INV 1378Inverse Finance | $9.61 | 3.43% | 10.56% | 1.62% | $6.95 M | $6.99 M | $23,771.10 | |||
1454 GROVE 1454Grove Finance | $0.007837 | 1.34% | 2.34% | −21.56% | $6.12 M | $78.37 M | $44,713.10 | |||
1539 PACT 1539PACT | $0.0001369 | −14.38% | −9.72% | −39.14% | $5.35 M | $17.11 M | $35,419.76 | |||
1650 GFI 1650Goldfinch | $0.04612 | −9.86% | 61.42% | 44.43% | $4.39 M | $5.27 M | $839,706.59 | |||
1694 HPL 1694HyperLend | $0.01294 | 3.89% | 22.55% | −26.39% | $4.11 M | $12.94 M | $24,437.68 | |||
1705 SEND 1705Suilend | $0.05349 | −19.78% | −2.75% | 8.71% | $4.04 M | $5.35 M | $3,106.48 | |||
1713 AVL 1713Avalon | $0.02472 | 1.37% | 15.64% | 31.10% | $4.00 M | $4.01 M | $137,648.32 | |||
1824 NLS 1824Nolus | $0.003712 | 0.07% | −0.86% | 55.46% | $3.30 M | $3.42 M | $62,623.00 | |||
1914 SPECTRA 1914Spectra | $0.005952 | 14.21% | 27.88% | 15.88% | $2.86 M | $2.62 M | $13,420.49 | |||
1934 RAMP 1934RAMP [OLD] | $0.02294 | −0.92% | 0.73% | 4.19% | $2.79 M | $2.79 M | $231.23 | |||
1991 EXTRA 1991Extra Finance | $0.00533 | −1.25% | 11.73% | 21.39% | $2.60 M | $5.33 M | $2,421.99 | |||
2035 RWA 2035ALLO | $0.001357 | −0.67% | 0.29% | 10.70% | $2.44 M | $13.57 M | $269,401.00 | |||
2128 TAROT 2128Tarot | $0.03155 | 4.88% | 4.03% | 7.19% | $2.14 M | $3.16 M | $17,591.50 | |||
2192 KSKD 2192Kaskad | $0.001969 | 25.22% | 49.14% | 43.43% | $1.97 M | $1.97 M | $62,698.00 | |||
2265 TMX 2265TermMax | $0.01189 | −23.22% | −44.25% | −90.73% | $1.82 M | $11.89 M | $1.92 M | |||
2318 BETA 2318Beta Finance | $0.001698 | −4.75% | −54.07% | −69.62% | $1.70 M | $1.70 M | $294.96 | |||
2332 MPL 2332Maple | $0.3762 | 0.18% | −3.80% | −3.02% | $1.66 M | $3.76 M | $1.34 | |||
2534 CREAM 2534Cream | $0.459 | −0.20% | −1.44% | −34.73% | $1.30 M | $1.34 M | $2.23 | |||
2729 TRU 2729TrueFi | $0.0008172 | −0.23% | −2.41% | −19.30% | $1.02 M | $1.03 M | $5,827.91 | |||
2819 ELON 2819Echelon | $0.06945 | 7.40% | 38.54% | 13.96% | $937,575.00 | $6.95 M | $6,543.01 | |||
2843 QI 2843Qi Dao | $0.006529 | 2.36% | 5.03% | 11.42% | $903,274.01 | $1.31 M | $19.94 | |||
2922 8LNDS 29228lends | $0.01897 | 0.98% | −3.82% | 4.50% | $842,826.43 | $1.90 M | $18,844.12 | |||
2944 SCA 2944Scallop.io | $0.005058 | 6.38% | 17.48% | 27.70% | $828,033.52 | $1.26 M | $62,642.00 | |||
3206 RDNT 3206Radiant Capital | $0.0004407 | −2.66% | −9.65% | 8.59% | $633,252.97 | $661,029.91 | $67,825.00 | |||
3304 HTM 3304Hatom | $0.03442 | 6.38% | 5.33% | 79.31% | $573,693.86 | $3.44 M | $5,255.79 | |||
3331 TAROT 3331Tarot V1 | $0.008156 | 3.46% | 2.80% | 6.33% | $552,161.20 | $815,600.00 | $6.56 | |||
3365 NSTR 3365Nostra | $0.00531 | 0.15% | −2.63% | −13.55% | $531,000.00 | $531,000.00 | $146.85 | |||
3400 LIGHT 3400Lightbringer | $0.0005101 | −34.11% | −51.23% | −58.69% | $510,100.00 | $510,100.00 | $218,484.34 | |||
3434 SEAM 3434Seamless | $0.01226 | 0.41% | −10.26% | −39.06% | $498,810.29 | $1.23 M | $57.79 | |||
3568 CREDI 3568Credefi | $0.000578 | 4.56% | 5.11% | 8.60% | $432,675.70 | $578,000.00 | $15,156.24 | |||
3603 BIFI 3603Bifrost Finance | $0.0008834 | 0.34% | 2.14% | 86.44% | $416,697.87 | $883,400.00 | $9.34 | |||
3663 BLND 3663Blend | $0.00591 | 0.34% | 10.71% | −32.67% | $396,802.42 | $396,802.42 | $1,010.72 | |||
3675 NOTE 3675Notional Finance | $0.006366 | 0.79% | 2.15% | −0.61% | $394,592.33 | $636,148.83 | $1.03 | |||
3733 PINE 3733Pine | $0.001853 | 0.20% | 2.60% | 2.72% | $369,812.47 | $370,600.00 | $18.46 | |||
3784 BNC 3784Bifrost | $0.009443 | −0.34% | −0.59% | −39.54% | $353,964.96 | $755,440.00 | $292,326.00 | |||
3881 SMARTCREDIT 3881SmartCredit Token | $0.1443 | 0.90% | 8.99% | 9.19% | $324,907.06 | $3.61 M | $22.65 | |||
4121 BXX 4121Baanx | $0.001086 | −1.59% | 0.67% | −42.97% | $268,475.53 | $271,500.00 | $309.39 | |||
4181 LIQ 4181LIQUIDIUM•TOKEN (Runes) | $0.01172 | −5.14% | −23.17% | 35.89% | $255,815.49 | $1.17 M | $882.80 | |||
4216 UFI 4216PureFi | $0.004244 | 5.43% | −10.16% | −4.59% | $247,946.49 | $424,400.00 | $110.38 | |||
4284 CEL 4284Celsius Network | $0.00622 | −0.56% | −2.64% | −46.78% | $234,619.09 | $234,619.09 | $331.43 | |||
4291 PRIME 4291DeltaPrime | $0.02179 | 6.12% | −8.73% | −9.73% | $233,449.76 | $871,600.00 | $16.48 | |||
4298 HIFI 4298Hifi Finance | $0.00164 | 20.09% | 15.56% | 20.88% | $232,853.51 | $232,853.51 | $2.48 | |||
4433 UFT 4433UniLend Finance [OLD] | $0.002097 | 1.41% | 4.58% | −5.57% | $209,700.00 | $209,700.00 | $15.07 | |||
4560 BLB 4560Blueberry | $0.0006354 | −0.93% | −3.04% | 114.54% | $190,227.76 | $635,400.00 | $97.49 | |||
4615 PLY 4615Aurigami | $0.00004431 | 10.78% | 36.80% | 149.15% | $182,856.87 | $443,100.00 | $147.02 | |||
4954 STRIKE 4954Strike | $0.02478 | −2.18% | −4.90% | 2.17% | $140,903.52 | $162,083.20 | $63.41 | |||
5146 KAR 5146Karura | $0.00105 | 2.20% | −0.72% | 14.80% | $122,499.99 | $168,000.00 | $533.10 | |||
5237 ALPACA 5237Alpaca Finance | $0.0007605 | −2.02% | −0.46% | −3.56% | $115,344.00 | $115,344.00 | $304.75 | |||
5561 TIME 5561Timeswap | $0.0002649 | 0.03% | 6.76% | −24.99% | $92,715.00 | $463,575.00 | $16.17 | |||
5647 FOREX 5647handle.fi | $0.0004739 | −14.04% | −36.82% | −44.58% | $87,525.95 | $199,038.00 | $668.20 | |||
6138 PIE 6138DeFiPie | $0.001724 | 0.84% | 1.66% | 6.69% | $61,346.76 | $379,280.00 | $35.22 | |||
6150 ZERO 6150ZeroLend | $0.0₅73 | −0.26% | 3.35% | 1.97% | $60,923.44 | $73,000.00 | $4.94 | |||
6283 PORT 6283Port Finance | $0.001728 | −16.15% | −9.00% | −37.91% | $55,573.50 | $172,800.00 | $718.27 | |||
6597 ORION 6597Orion Money | $0.0004767 | −2.19% | −10.84% | −14.94% | $45,286.82 | $476,700.00 | $794.98 | |||
7925 MENDI 7925Mendi Finance | $0.0003281 | 1.99% | 2.34% | 0.82% | $18,167.01 | $32,810.00 | $109.91 | |||
8114 RABBIT 8114Rabbit Finance | $0.0001506 | 0.30% | −2.14% | 1.90% | $16,031.29 | $30,571.80 | $43.50 | |||
8407 CPD 8407CoinsPaid | $0.0001416 | −0.30% | 0.73% | 2.18% | $13,141.73 | $113,280.00 | $3.32 | |||
9073 MORE 9073 More | $0.0001262 | −8.92% | 41.08% | 60.53% | $8,604.08 | $126,200.00 | $0.02 | |||
9082 CLAWAPI 9082ClawAPIs | $0.0000085 | −0.35% | 5.07% | −3.63% | $8,499.26 | $8,499.26 | $1.81 | |||
9207 BANX 9207BANX | $0.0₅52 | 6.46% | 4.10% | −96.45% | $7,797.37 | $7,800.00 | $0.1595 | |||
9542 APRT 9542Apricot | $0.00003597 | 0.57% | −0.79% | 3.63% | $5,917.06 | $35,970.00 | $116.02 | |||
10301 EZ 10301EasyFi V2 | $0.0001572 | 0.19% | −22.08% | −93.06% | -- | $1,572.00 | $1.06 | |||
10655 QBT 10655Qubit | $0.00008928 | −3.16% | 3.94% | 9.63% | -- | $89,280.00 | $402.27 | |||
10697 PRT 10697Parrot Protocol | $0.00003602 | 1.97% | 0.92% | 20.44% | -- | $80,397.12 | $1.03 | |||
10720 AVAI 10720Orca AVAI | $0.4311 | 0.28% | 3.21% | 5.04% | -- | $946,831.76 | $13.48 | |||
10978 TRUSTNFT 10978TrustNFT | $0.00009458 | −0.47% | 8.36% | 9.76% | -- | $94,580.00 | $6.07 | |||
11071 AVAT 11071AVATA Network | $0.00003724 | 0.28% | 12.74% | 19.38% | -- | $3,094.79 | $0.63 | |||
11266 ABEL 11266ABEL Finance | $0.004443 | 0.04% | 0.01% | −0.02% | -- | $2,967.23 | $16,343.95 | |||
11450 LEND 11450Lendle | $0.000447 | 0.53% | 2.56% | 108.65% | -- | $44,700.00 | $1.18 | |||
11456 ARS 11456Aquarius Loan | $0.0001006 | −1.89% | 12.27% | 15.03% | -- | $100,600.00 | $1.20 | |||
11458 PHIAT 11458Phiat Protocol | $0.006938 | −4.25% | −33.54% | −57.83% | -- | $350,323.51 | $470.84 |
- 1
Menampilkan 1 - 100 dari 106
Pertanyaan yang Sering Diajukan
Apa itu kategori Platform Peminjaman dari protokol peminjaman kripto?
Kategori Platform Peminjaman mencakup pasar uang DeFi berbasis rantai yang memungkinkan pengguna menyediakan kripto untuk mendapatkan imbal hasil atau menggunakannya sebagai jaminan untuk meminjam—tanpa meja penitipan, tanpa underwriting manual. Peminjaman kripto adalah vertikal terbesar dalam DeFi berdasarkan Total Value Locked (TVL) dan merupakan lapisan kredit inti, memungkinkan leverage, shorting, dan pencetakan stablecoin tanpa menjual kepemilikan. Aave (AAVE) menjadi landasan sektor ini sebagai protokol tunggal terbesar. DropsTab melacak lebih dari 100 protokol peminjaman di Ethereum, Solana, Sui, dan BNB.
Bagaimana cara kerja peminjaman kripto?
Peminjaman kripto berlangsung melalui pinjaman overcollateralized pada kontrak pintar. Seorang peminjam menyetor nilai lebih besar daripada jumlah yang dipinjam, dan mesin likuidasi secara otomatis menjual jaminan jika posisi turun di bawah ambang batas loan-to-value (LTV). Overcollateralization menghilangkan underwriting manual dan kepercayaan antar pihak. Pemberi pinjaman mendapat APY pasokan yang didanai langsung oleh bunga peminjam. Aave dan Compound (COMP) memelopori model pooled peer-to-pool, di mana setoran berbagi satu kolam likuiditas yang ditentukan secara algoritmik berdasarkan pemanfaatan.
Protokol mana yang memimpin sektor peminjaman kripto berdasarkan TVL?
Aave (AAVE) memimpin sektor peminjaman kripto dengan TVL yang konsisten dengan DeFiLlama sekitar ~$14–19 miliar per Juni 2026—protokol tunggal terbesar dalam kategori ini. Morpho (MORPHO) menempati posisi sebagai pesaing dengan pertumbuhan tercepat dengan TVL sekitar ~$6,9 miliar. Maple Finance (SYRUP) memimpin kredit RWA institusional dengan TVL sekitar $2,0 miliar, dan Kamino (KMNO) memimpin peminjaman Solana dengan TVL sekitar $1,1–1,5 miliar. Investor yang mencari platform peminjaman kripto terbaik harus mempertimbangkan TVL bersama pemanfaatan dan risiko jaminan, bukan hanya ukuran headline saja.
Bagaimana protokol peminjaman kripto diukur dan diperingkat?
Analis memeringkat protokol peminjaman kripto terutama berdasarkan Total Value Locked (TVL)—jumlah setoran gabungan dan pinjaman yang belum dilunasi—yang merupakan metrik utama. Tingkat pemanfaatan (pinjaman ÷ pasokan) menunjukkan efisiensi modal dan permintaan pinjaman. APY pasokan dan pinjaman mencerminkan penetapan harga risiko di pasar. Faktor jaminan, atau LTV maksimum, menentukan daya pinjaman per unit jaminan dan mengukur selera risiko. Rasio kapitalisasi pasar terhadap TVL menilai token tata kelola dibandingkan dengan penggunaan aktual protokol.
Apa saja jenis utama desain protokol peminjaman kripto?
Protokol peminjaman kripto terbagi menjadi empat desain. Pasar pooled peer-to-pool (Aave, Compound) berbagi satu kolam likuiditas algoritmik. Peminjaman pasar terisolasi (Morpho, Euler) mengandung penyebaran utang macet per pasar dan memungkinkan kurator menetapkan parameter risiko khusus. Protokol stablecoin CDP (Liquity, Qi Dao) mencetak stablecoin berdasarkan jaminan terkunci. Protokol kredit swasta RWA (Maple, Goldfinch, TrueFi) membawa kredit off-chain yang telah tokenisasi ke on-chain. Perpindahan menuju pasar terisolasi merupakan tren desain sektor yang menonjol pada 2025–2026.
Bagaimana peminjaman DeFi berbeda dari peminjaman CeFi?
Peminjaman DeFi berjalan pada kontrak pintar publik dengan pinjaman overcollateralized dan non-kustodian—pengguna tetap mengendalikan kunci dan setiap posisi dapat diverifikasi di rantai. Peminjaman CeFi melalui meja penitipan yang menyimpan setoran dan melakukan underwriting secara manual. Perbedaan ini membawa risiko nyata. Kegagalan CeFi menghapus simpanan deposan Celsius (CEL) selama krisis kredit 2022, sementara risiko DeFi terpusat pada eksploitasi kontrak pintar seperti penarikan Cream (CREAM). DropsTab mencantumkan protokol DeFi berbasis rantai dengan token asli, bukan meja CeFi yang berbasis penitipan.
Apa risiko investasi peminjaman kripto?
Investasi peminjaman kripto memiliki empat risiko utama. Eksploitasi kontrak pintar dan manipulasi oracle telah menguras protokol di vertikal ini secara historis. Kaskade likuidasi di pasar volatil dapat meninggalkan protokol dengan utang macet. Risiko konsentrasi sangat tinggi—Aave (AAVE) memiliki porsi yang jauh lebih besar dari total TVL sektor. Protokol RWA dan kredit swasta seperti Maple (SYRUP) menambahkan risiko gagal bayar pihak lawan off-chain. Peminjaman tanpa izin dan kredit tokenisasi juga berada di dekat pengawasan sekuritas dan hukum peminjaman.
Mengapa sektor peminjaman kripto berkembang pada 2025–2026?
Sektor peminjaman kripto berkembang karena tiga faktor pendorong. Peminjaman modular terisolasi—Morpho (MORPHO), Euler (EUL)—menggantikan pasar umum pooled dengan mengendalikan risiko per pasar. Kredit swasta RWA dan institusional—Maple (SYRUP), Goldfinch (GFI)—membawa imbal hasil off-chain dan jaminan T-bill yang telah tokenisasi ke on-chain. Perluasan multi-rantai memperluas peta dari Ethereum ke Solana (Kamino), Sui (Suilend, NAVI), dan BNB (Venus). Pertumbuhan stablecoin dan penurunan biaya L2 mendorong likuiditas peminjaman.
Bagaimana cara melacak protokol peminjaman kripto di DropsTab?
DropsTab melacak lebih dari 100 protokol peminjaman kripto dalam kategori Platform Peminjaman, mencakup Ethereum, Solana, Sui, BNB, dan Cardano. Pemindai kategori menyaring protokol berdasarkan kapitalisasi pasar dan token asli, memungkinkan investor membandingkan token tata kelola seperti AAVE, MORPHO, COMP, dan KMNO secara bersamaan. Jadwal vesting menampilkan pembukaan token yang akan datang per protokol, dan profil Fundraising menunjukkan kualitas pendukung. Drops Bot memberi peringatan tentang daftar baru dan pergerakan harga di seluruh sektor.