Tap token can be used to pay transaction/exchange fees and receive a 25% discount.  Tap will mint an ERC20 token with ticker XTP to serve as a utility token in the Tap app, the token will be divisible to 8 decimal places. The issuer is Tap n Go Ltd Gibraltar. 
After generation, the XTP token is freely transferable and is free of any third- party rights, liens or obligations, or any other restriction on the right of transfer. 

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