Tap token can be used to pay transaction/exchange fees and receive a 25% discount. Tap will mint an ERC20 token with ticker XTP to serve as a utility token in the Tap app, the token will be divisible to 8 decimal places. The issuer is Tap n Go Ltd Gibraltar. After generation, the XTP token is freely transferable and is free of any third- party rights, liens or obligations, or any other restriction on the right of transfer.