United Stables 

U Price

What is the United Stables (U) stablecoin?

United Stables (U) is a USD-pegged stablecoin issued by United Stables Limited, a company incorporated in the British Virgin Islands. The token launched natively on BNB Chain and Ethereum on December 18, 2025. United Stables positions itself as a stablecoin liquidity layer spanning trading, payments, wealth management and AI-agent payments, and supports the EIP-3009 standard for gasless, signature-based transfers. The ticker U collides with an unrelated Universal Basic Income token — the BNB Smart Chain contract 0xce24439f2d9c6a2289f741120fe202248b666666 identifies the genuine United Stables token.

How is United Stables (U) collateralized?

United Stables is backed 1:1 by fiat currency and high-quality stablecoins held in segregated, auditable custody, per the issuer. The reserve model is stablecoin-inclusive: USDT, USDC and USD1 can be used directly as minting collateral — the first such design on BNB Chain. A Chainlink oracle verifies reserves in real time, and attestation reports sit under the issuer's transparency section. Binance Academy additionally describes a hybrid basket containing tokenized short-term treasury bills and liquid staking derivatives. The exact reserve composition is not published as discrete figures.

Is United Stables (U) a yield-bearing stablecoin?

Yes. According to Binance Academy, United Stables reserves earn treasury-bill interest and staking rewards, with a significant share distributed to U holders automatically — no staking contract or lockup is required. The issuer's official site does not publish an APY figure. Exact distribution parameters are not publicly disclosed.

Can you trade United Stables (U) on-chain?

Yes. United Stables trades on PancakeSwap v2 on BNB Chain against BNB, giving on-chain access without a centralized exchange account. Deep decentralized-exchange (DEX) liquidity beyond PancakeSwap v2 is limited, so large off-exchange trades in U may face slippage. Centralized venues remain the deeper route for size.

What is the total and circulating supply of United Stables (U)?

United Stables has no fixed maximum supply. The token is a mint-and-burn stablecoin: supply expands when users mint U against deposited collateral and contracts when holders redeem. Per DropsTab data, U supply stood above 1.28 billion as of September 2026. Circulation passed 1 billion in March 2026, per the project roadmap. The live figure updates continuously with minting and redemption activity.

Does United Stables (U) have a vesting schedule or token unlock risk?

No. United Stables has no team or investor allocation cliffs, because U is not distributed through a vesting schedule — supply is created only through collateralized minting. The relevant risk for a mint-and-burn stablecoin is minting exceeding verified collateral value; the project mitigates that risk with real-time on-chain proof of reserves via a Chainlink oracle. Etherscan lists no submitted security audit for the U proxy contract.

Did United Stables (U) hold an ICO or raise venture funding?

No. United Stables held no ICO, IDO or announced venture round — the token launched through collateralized minting rather than a token sale, and no named investors appear in public records. The issuer, United Stables Limited, is registered in the British Virgin Islands under registration number 2193253.

What earning campaigns has United Stables (U) run?

United Stables launched fixed-term U vaults together with Venus Protocol and Asseto Finance on BNB Chain. In that setup, Asseto's institutional RWA asset, CASH+, served as yield-bearing collateral inside Venus's lending infrastructure. No active United Stables earning campaign is confirmed.

Is United Stables (U) regulated?

United Stables Limited discloses no registration under the EU's MiCA regime, Hong Kong's Stablecoins Ordinance or the US GENIUS Act. The project's official site geofences users in the United States, the European Union and Hong Kong. United Stables therefore operates outside all three stablecoin licensing regimes, and site-level access from those jurisdictions is blocked.