Cream 

CREAM Price

What is the Cream Finance lending protocol?

Cream Finance (C.R.E.A.M. — "Crypto Rules Everything Around Me") is a decentralized, permissionless, non-custodial lending protocol forked from Compound Finance, launched on Ethereum on August 3, 2020 through a community "YOLO" liquidity pool. The protocol extended Compound's lending model to long-tail assets and operated across eight networks, including BSC, Fantom, and Arbitrum One. CREAM functions today as an ERC-20 governance token; the lending markets themselves are largely dormant.

Is Cream Finance a fork of Compound?

Yes. Cream Finance copied Compound's lending architecture and expanded collateral support to long-tail assets that Compound excluded. The same codebase powered Iron Bank, an uncollateralized lending spin-off that integrated with the Yearn finance ecosystem. Founder Jeffrey Huang described his role as "semi-benevolent dictator of Cream" at launch.

What happened to the Cream Finance protocol?

Cream Finance suffered two major exploits in 2021. An August 2021 reentrancy attack on AMP collateral drained roughly $18.8 million. On October 27, 2021, a flash-loan attack took approximately $130 million — the third-largest DeFi hack on record at the time. Cream Finance paid 1.45 million CREAM from its treasury to hack victims in November 2021 and has remained largely dormant since.

Is Cream Finance still active or safe?

Cream Finance is not an actively operating protocol. Lending markets no longer run as an active operation, and no verified user-facing reward programs exist. The CREAM token still trades, but holder risk centers on the protocol's dormancy and exploit history rather than on any live product. "Staking CREAM" references circulating in search results are archival.

What is CREAM's max supply and token burn?

CREAM has a hard maximum supply of 9,000,000 tokens, verifiable on Etherscan. Roughly 6 million CREAM — about 67.5% of the cap — was burned in September 2020 following a community governance vote. Per DropsTab data, tracked total supply stands at approximately 2.92 million tokens. A dormant protocol mints nothing, so inflation risk from future unlocks is effectively nil.

Does CREAM staking still pay rewards?

No active yield exists for CREAM holders. The token's utility is governance voting through Snapshot, plus historical staking programs that no longer operate. Cream Finance distributes no rewards, and any platform advertising CREAM staking returns is describing defunct 2020–2021-era programs rather than a live opportunity.

Did Cream Finance raise money from venture investors?

No. Cream Finance launched as a fair, community-driven distribution through the August 2020 YOLO liquidity pool, with tokens issued via liquidity mining rather than a private sale. No venture rounds are recorded on DropsTab or in public records. Any "VC-backed" claim about Cream Finance is false; Iron Bank's Yearn integrations did not involve a verified raise.

Where can you buy CREAM now?

CREAM trades on decentralized exchanges only. Per DropsTab data, available markets span multiple venues — Uniswap V2 and Sushiswap on Ethereum (CREAM/WETH) plus PancakeSwap v2 on BSC (CREAM/BNB) — with zero centralized exchange listings. Binance delisted CREAM on April 16, 2025, and Coinbase does not list the token. Liquidity is thin, so large orders move price materially.